Buy Bitcoin with a credit or debit card

Visa, Mastercard, Google Pay and Apple Pay. Identity verification is required once, on your first purchase.

1Order
2Verify ID
3Pay by card
4Bitcoin sent

Your order

Your cellphone number, the amount, and the Bitcoin address you want the coins sent to.

Order summary

You pay

—CAD

Card processor's charge—

Total charged to your card—

You receive

—BTC

Enter your mobile number to load your quote. The card processor's charge is added on top of what you pay and appears as its own item at checkout. The exact charge depends on the card you use and is confirmed there.

What happens next

1A one-time ID check on your phone if you have not verified with us before. Usually under a minute.

2Pay with your card, Google Pay or Apple Pay on our secure checkout.

3Your Bitcoin is sent to your address instantly, as soon as your payment goes through.

FINTRAC-registered. Our fees are on the fees page.

With your credit or debit card, Google Pay, or Apple Pay, you can now purchase Bitcoin (BTC) online here! We accept Visa and Mastercard as well as all major bank debit cards, with Google Pay and Apple Pay available for eligible devices and cards.

Before completing your debit or credit transaction, including Bitcoin purchases with Google Pay or Apple Pay, you'll need to do a quick and easy ID verification here on our site, using your mobile phone. This typically takes less than a minute, and is only completed on your first transaction with us. This verification includes your address, email, mobile number, ID, occupation and a selfie. All verification is done before the credit or debit payment is accepted, so once your payment goes through your Bitcoin is sent instantly, day or night.

Your transaction rate and fees will be quoted prior to finalizing any sale. Please take a few minutes to review our Terms and Conditions, Privacy Policy and FAQ before your purchase.

More ways to buy cryptocurrency in Canada

Buy Bitcoin with Interac e-Transfer
Buy cryptocurrency by wire transfer
Buy Bitcoin with a Flexepin voucher
Buy Bitcoin at a Bitcoin ATM

Buying Bitcoin with a credit or debit card: common questions

How fast will I get my Bitcoin when I buy with a card?

Instantly. Once your card payment goes through, your Bitcoin is sent automatically to your own wallet, day or night. The Bitcoin network then confirms the transaction, usually in 10 to 20 minutes, and your receipt email carries the transaction ID.

Which cards and wallets can I pay with?

Visa and Mastercard, credit or debit, and Apple Pay or Google Pay on eligible devices. Card purchases are for Bitcoin only; to buy Ethereum, Litecoin, USD Coin, Solana or XRP, pay by Interac e-Transfer on that coin's page, such as Ethereum or Litecoin.

What does it cost to buy Bitcoin with a credit card?

The rate and our fee are shown before you pay, and the card processor's charge appears as its own line at checkout. Some card issuers treat a cryptocurrency purchase as a cash advance, which can add interest or fees from your bank. Current rates are on the fees page; buying with Interac e-Transfer usually costs less.

How much Bitcoin can I buy with a card?

From $50 up to the card limit on your account. The current maximum is on the fees page. For larger amounts, Interac e-Transfer goes up to $25,000 per 24 hours and a wire transfer covers $25,000 or more.

Do I need to verify my identity to buy Bitcoin with a card?

Yes, once, before your first purchase: your address, email, mobile number, government photo ID, occupation and a selfie, done on your phone and usually in under a minute. You can verify ahead of time. Each order is then confirmed with a code sent to your phone.

Where is my Bitcoin sent?

Straight to the Bitcoin address you enter: a wallet you control, or an exchange account in your own name. Bitcoin4U is non-custodial and never holds your coins. Check the address before you pay, because Bitcoin sent to the wrong address cannot be recovered.